Why is mezzanine is just a larger bank loan the wrong sentence?

Because a junior piece fails differently from a bank loan, and the fight later is often the intercreditor document. Delete cheaper than equity and bigger than a bank. sponsors@ gets the stack in words. A rate is not the opening.

Where do mezzanine intercreditor questions get sent on the site?

They go to counsel@, where a human answers. The page may name lien priority or standstills as subjects for that mailbox. It may not explain how to win them or draw a standard waterfall. Motus does not draft the agreement.

What should a sponsor send before any junior price talk?

A description of who is senior and what would sit behind it, sent to sponsors@. Do not type a coupon. mezz@ is only for a person who cannot describe a stack yet. The coupon field would become a quote the visitor thinks was negotiated.

Does Motus draft mezzanine terms or quote the junior rate?

No. The studio does not draft an intercreditor, negotiate the junior piece, or sit as a party. Placement, if it happens, is the firm's later act. The screen names the position and the mailboxes, then stops.

Home / Desks / Lending / Mezzanine

Name the junior position, and send counsel to counsel@.

Mezzanine is just a larger bank loan is the sentence this page has to retire. The position is junior, and the document people eventually argue about is the intercreditor agreement, not a consumer note. A sponsor writes sponsors@ with the capital stack described in words. Counsel writes counsel@. mezz@ catches a note that has not become either of those yet. Motus does not quote a rate on the junior piece.

Retire the larger bank loan comparison

A bank loan and a junior piece fail differently. The page should say that, without turning the difference into a lecture with a sample spread. Sponsor readers need to see that this desk talks about what sits behind senior debt, and that the talk does not start with a rate. If your current hero says cheaper than equity and bigger than a bank, delete both claims. They are slogans wearing math.

The sponsor's note should describe the stack they already have: who is senior, what they want behind it, and whether counsel is already involved. sponsors@ is enough for that description. Do not ask the sponsor to propose a coupon in the form. A coupon field is a rate quote the visitor writes and then treats as negotiated. mezz@ can take a shorter question from someone who is not yet ready to describe a stack.

Intercreditor questions belong with counsel

An intercreditor agreement is a lawyer's document. The website can say that questions about it go to counsel@, and that the desk does not summarize someone else's senior loan in public. Do not post a diagram that pretends to show a standard waterfall. There is no standard waterfall on a marketing site. Counsel who writes counsel@ should find a human, not a chatbot that invents subordination language.

Say what the firm will not opine on. Lien priority, remedy standstills, and buyout rights are counsel's work if they are in play. The page may name those topics as subjects that belong in counsel@, which is different from explaining how to win them. Motus does not draft the intercreditor, does not negotiate the junior piece, and does not sit as a party. The firm uses its own counsel and its own signature.

Sponsor mail stays clear of counsel mail

sponsors@ receives the capital story. counsel@ receives the document fight. A sponsor who copies counsel too early still needs a place to put the story so the lawyers are not triaging a pitch. Label the difference in the first column of the page, beside the wrong sentence you just retired. mezz@ catches the note that is only who do I talk to. That note should not be answered with a rate.

Junior does not mean hidden, and it does not mean the loss sits somewhere else by magic. Do not use the page to soothe a sponsor about downside. Do not promise the piece will be placed. Placement, if the firm does it, is a later act under the firm's authority. The public screen names the position, names the three mailboxes, and stops. Anything past that is a conversation the inboxes were built to start.

Authority fits a mezzanine desk that must kill the larger-bank-loan line, name the junior position, and route intercreditor questions to counsel@ rather than to a rate field.

Motus is not a lender. We do not quote an APR, promise approval, or take an application.

The package

Starter is $274, Growth is $597, and Authority is $1,197. Each price is one time. Year-1 hosting is included, then hosting is $150 a year. There is no monthly website retainer. Company email on your domain can use mezz@, sponsors@ and counsel@. A mailbox-provider seat fee and a registrar's domain fee are quoted before they start. We do not provide the licensed service.

Buy Growth — $597 Buy Starter — $274 Authority is $1,197

Send intake or see all three packages. Transportation companies still start at trucking websites.

Questions

Why is mezzanine is just a larger bank loan the wrong sentence?: Because a junior piece fails differently from a bank loan, and the fight later is often the intercreditor document. Delete cheaper than equity and bigger than a bank. sponsors@ gets the stack in words. A rate is not the opening.
Where do mezzanine intercreditor questions get sent on the site?: They go to counsel@, where a human answers. The page may name lien priority or standstills as subjects for that mailbox. It may not explain how to win them or draw a standard waterfall. Motus does not draft the agreement.
What should a sponsor send before any junior price talk?: A description of who is senior and what would sit behind it, sent to sponsors@. Do not type a coupon. mezz@ is only for a person who cannot describe a stack yet. The coupon field would become a quote the visitor thinks was negotiated.
Does Motus draft mezzanine terms or quote the junior rate?: No. The studio does not draft an intercreditor, negotiate the junior piece, or sit as a party. Placement, if it happens, is the firm's later act. The screen names the position and the mailboxes, then stops.

Keep reading

Motus Website is a private studio. We are not a broker-dealer, insurer, lender, real-estate licensee, or government office. We do not file a license and we never ask for a portal password. Call +1 682 978 8641 or write [email protected].